Finance

5 Practical Ways to Take Pressure Off Your Cash-Strapped Business

Your business should have more money coming in than out. That is the ideal scenario. With more cash flowing in, you’ll be able to handle bills and expenses, and fund growth. More importantly, you can reassure investors and lenders that your business is in good standing. Cash outflows are expenditures that include tax payments such

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How to Teach Teenagers the Value of Money

Let’s get one thing straight: Money is a necessity. It’s a need of every human being to survive and live life to the fullest. Some might say that not everything revolves around money, and that may be true. However, we cannot deny that it’s essential to buy our basic needs such as clothes, food, and

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Millennials and Marriage: Redefining Prenuptial Agreements

People used to think that a prenuptial agreement was for couples who had no intention of staying together. They did not see the value it provides to the marriage and how it provides a good foundation for a good marriage. But millennials changed this way of thinking since they removed people’s stigma on prenuptial agreements.

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Are You Financially Responsible and Capable?

Being financially stable is perhaps everyone’s life’s goal. Having the simple luxury to take a break from work and talk to a reliable real estate agent without reservations. Who doesn’t want that? The goal of being financially secured and stable is something that both business leaders and employees know. Both values smart financial management and

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Once a Ponzi Time: Is there a Happy Ending?

Similar to pyramid schemes, Ponzi schemes promise extraordinary monetary returns on an investment. Both money schemes are self-sustaining as long as the amount of money coming in from new investors matches the cash outflow, thus the whole appearance of successful gains. However, once the number of new investors wanes, so does the money. How do

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Fiscal vs Calendar Year: These Factors Matter

Businesses perform a variety of routine but essential tasks, including reporting. Here, two periods matter: calendar year or fiscal year. A typical calendar year seems fairly straightforward: January 1 through December 31. However, when we look at all the legal and business reasons companies choose certain dates, things get a bit more complicated. The actual

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Risky Ventures, Challenging Loans

High-risk businesses are typically 1) those that are in high-risk industries that involve many hazards on human health and safety, and 2) those that involve complicated transactions that can hinder the ability of a business to continuously earn money and pay for a loan. Basically, they are businesses that are perceived to experience a higher

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Different Ways to Earn Money in the Comfort of Your Home

Earning extra cash is possible even in the comfort of your home. Although landing the perfect side hustle might need some work, you will find a job that fits you. At the end of the day, it all comes down to how serious you are in finding a job, your interests, and your personal goals. Most

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