Finance

Smart Spending Habits: Improving Your Financial Management Skills

Learning how to manage your income early is a huge privilege that provides you with remarkable benefits. If you are a young adult who is just starting to earn your own income, it’s definitely a plus if you know how to take care of your own finances. Having the right knowledge about money will help

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A Young Professional’s Guide to Buying a House

It is common nowadays for people in their late 20s and early 30s to buy their first property. Whether it’s a studio apartment, a one-bedroom condominium, or a 2 bedroom house, many young professionals today responsibly choose to invest in a house more than anything else. If you are reading this and want to start

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Singapore’s 2021 Budget and How It Can Help Them Recover

Singapore has been known worldwide as one of the most progressive and thriving commercial and industrial hubs. There’s a lot that the small city-state should be admired for. One can cite different examples such as how it turned itself from a small country into the powerful global leader it is today. Or you can talk

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Is Angel Investing For You?

Long-term investment plans require diversification and the patience to hold until you make a large enough margin on your initial investments to live financially free. Some prefer more tangible investments like housing properties, others invest in stable businesses such as profitable oil companies, and we also have a group of active day traders and long-term

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Pandemic Cashflow: What You Can Do with Your Money During Lockdowns

There was no telling of how grave the economic upheaval that happened during the pandemic was. When businesses closed down, the effect was almost instant; millions of Americans lost their jobs, while a select few managed to keep theirs, and the rest is now history. It’s gotten to the point where about 60% of the

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6 Great Financial Investments to Make Right Now

The COVID-19 pandemic, or any crisis for that matter, is a tricky period to even entertain the idea of investing one’s hard-earned money on anything. It is perhaps the uncertainty of such a situation that casts doubt in the minds of potential investors and entrepreneurs: not knowing when the cash would go dry or if

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When Is the Right Time to Get a Business Loan?

Small and medium businesses have been struggling more since the pandemic started. Some are not fortunate enough to keep their business open. According to the Washington Post, over 100,000 small businesses closed down permanently as the pandemic continues. If you are a struggling business owner who is on the verge of closing your business down, maybe

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Business Health: 4 Signs of a Financially Healthy Company

It’s easy to feel that your company is faring better when certain obligations are met without the usual fuss. All your employees receive their salaries on time, the monthly bills are paid before their due date, and you’re managing your company loans as you should. If you still have lingering anxiety over your company’s financial

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Mortgage Preapproval: What Is It And How to Get One

Homeownership is peddled as the American Dream, but that dream is getting farther away from the average citizen’s grasp as housing prices continue to soar. Thankfully, there are still plenty of options to fund the purchase of a home that isn’t just setting aside money for the next hundred years. One such method is applying

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