Finance

Is Angel Investing For You?

Long-term investment plans require diversification and the patience to hold until you make a large enough margin on your initial investments to live financially free. Some prefer more tangible investments like housing properties, others invest in stable businesses such as profitable oil companies, and we also have a group of active day traders and long-term

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Pandemic Cashflow: What You Can Do with Your Money During Lockdowns

There was no telling of how grave the economic upheaval that happened during the pandemic was. When businesses closed down, the effect was almost instant; millions of Americans lost their jobs, while a select few managed to keep theirs, and the rest is now history. It’s gotten to the point where about 60% of the

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6 Great Financial Investments to Make Right Now

The COVID-19 pandemic, or any crisis for that matter, is a tricky period to even entertain the idea of investing one’s hard-earned money on anything. It is perhaps the uncertainty of such a situation that casts doubt in the minds of potential investors and entrepreneurs: not knowing when the cash would go dry or if

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When Is the Right Time to Get a Business Loan?

Small and medium businesses have been struggling more since the pandemic started. Some are not fortunate enough to keep their business open. According to the Washington Post, over 100,000 small businesses closed down permanently as the pandemic continues. If you are a struggling business owner who is on the verge of closing your business down, maybe

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Business Health: 4 Signs of a Financially Healthy Company

It’s easy to feel that your company is faring better when certain obligations are met without the usual fuss. All your employees receive their salaries on time, the monthly bills are paid before their due date, and you’re managing your company loans as you should. If you still have lingering anxiety over your company’s financial

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Mortgage Preapproval: What Is It And How to Get One

Homeownership is peddled as the American Dream, but that dream is getting farther away from the average citizen’s grasp as housing prices continue to soar. Thankfully, there are still plenty of options to fund the purchase of a home that isn’t just setting aside money for the next hundred years. One such method is applying

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The Financial Strategy for Your Home-based Business

Starting a business requires you to take care of the financial aspects first before you focus on operations. You have to build enough capital to make investments in supplies and equipment. Purchasing the establishment will be one of your costliest expenses for your venture. You can save it for a later date when you decide

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Best US Cities to Invest in Real Estate During Coronavirus Pandemic

With mortgage rates historically at its lowest and with a good deal of options available on the market, you should consider investing in real estate during this pandemic. Traditional investors agree that real estate investments are good assets since their value appreciates over time. Other than this fact, real estate offers an opportunity for investors

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The DTI Factor: What Is Debt-to-Income Ratio?

Your debt plays a vital role in determining whether you qualify for a mortgage or not. Lenders use an aspect of your debt, known as your debt-to-income (DTI) ratio, to assess your ability to repay, as well as how much you can borrow. Generally, most lenders prefer maintaining a DTI of 36 percent or less.

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