Finance

Fiscal vs Calendar Year: These Factors Matter

Businesses perform a variety of routine but essential tasks, including reporting. Here, two periods matter: calendar year or fiscal year. A typical calendar year seems fairly straightforward: January 1 through December 31. However, when we look at all the legal and business reasons companies choose certain dates, things get a bit more complicated. The actual

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Risky Ventures, Challenging Loans

High-risk businesses are typically 1) those that are in high-risk industries that involve many hazards on human health and safety, and 2) those that involve complicated transactions that can hinder the ability of a business to continuously earn money and pay for a loan. Basically, they are businesses that are perceived to experience a higher

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Different Ways to Earn Money in the Comfort of Your Home

Earning extra cash is possible even in the comfort of your home. Although landing the perfect side hustle might need some work, you will find a job that fits you. At the end of the day, it all comes down to how serious you are in finding a job, your interests, and your personal goals. Most

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Millennials and Financial Literacy: The Root of a Problem

Money is a complex subject but, the general rule is, one should never spend more than their means. Yet, so many people continue to borrow and make purchases — some for necessary items, others for want of more material goods. And, as a result, so many people are in debt. America’s Debt Problem In the

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Smart Spending Habits: Improving Your Financial Management Skills

Learning how to manage your income early is a huge privilege that provides you with remarkable benefits. If you are a young adult who is just starting to earn your own income, it’s definitely a plus if you know how to take care of your own finances. Having the right knowledge about money will help

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A Young Professional’s Guide to Buying a House

It is common nowadays for people in their late 20s and early 30s to buy their first property. Whether it’s a studio apartment, a one-bedroom condominium, or a 2 bedroom house, many young professionals today responsibly choose to invest in a house more than anything else. If you are reading this and want to start

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Singapore’s 2021 Budget and How It Can Help Them Recover

Singapore has been known worldwide as one of the most progressive and thriving commercial and industrial hubs. There’s a lot that the small city-state should be admired for. One can cite different examples such as how it turned itself from a small country into the powerful global leader it is today. Or you can talk

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Is Angel Investing For You?

Long-term investment plans require diversification and the patience to hold until you make a large enough margin on your initial investments to live financially free. Some prefer more tangible investments like housing properties, others invest in stable businesses such as profitable oil companies, and we also have a group of active day traders and long-term

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